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Fruit of the Vine - Health Care Update
Here There Be Goblins

calendula_witch
Date: 2014-01-28 23:59
Subject: Health Care Update
Security: Public
Location:Orcas Island
Mood:mollified, somewhat
Tags:freelance, health, money

After going about my business for a while today, I decided to try again on the ole get-hold-of-health-care-humans thing.

I managed to raise someone at Kaiser on the first try. Woohoo! They weren’t able to help me with the actual problem, but they did tell me that, once we do get the thing switched over, January 1 will be our start date (since our official Cover Oregon cards say that) and we’ll get the Too Expensive Plan money refunded. So, that’s encouraging, though I have to say, I’ll believe it when I see it.

Then, feeling wacky and reckless, I decided to try Cover Oregon again. I got a person! But she wasn’t able to help me. She had to transfer me to Oregon Health Plan. Whereupon I got sent to the same hold-loop as yesterday.

I put the phone on speaker, enjoyed their nice hold-music, and went about my business again.

For an Hour. And. A. Half.

When someone finally answered there, I hardly knew what to do. But he was very nice. Sympathetic. Human, even. “That’s an easy fix,” he said, and made it so–well, sort of. What he did was change a classification-thing, which will take ten days to go into effect, whereupon I’ll have to call some different number to get signed up for Kaiser. Still, I’m encouraged. It’s progress. Maybe. I hope.

I figured out why this all happened, too. Looking through the giant application form that the broker filled out for us (after we’d met with her for an hour and had numerous phone calls), she’d left the whole part about “which plan do you want” blank. Just…didn’t fill out those pages at all. After going through all the details of our new Kaiser plan. I wish I’d noticed that when we’d signed it. But it was like page 43 or something, and we were going to England and rushing around getting to Orcas Island and…yeah. Even so: not cool. Cranky broker-lady was worse than useless: she was actually harmful.

(And we TRIED to do this ourselves. But Kaiser said, “The way to do this is to go to this broker, here, we send you to her.” Feh.)

It’ll be great when it’s all worked out and in place. Won’t it? Affordable health care? I can hardly wait.

Originally published at Shannon Page. You can comment here or there.

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joycemocha
User: joycemocha
Date: 2014-01-29 16:15 (UTC)
Subject: (no subject)
Wow. Things were much easier for our son--he had two transitions; one from the husband's plan to his own portability plan, then two to the ACA plan (all Kaiser). The biggest switch is that he (well, okay, us) has to pay a percentage of the Actual Cost of his Very Expensive Crohn's Medication--and that's on a Gold plan. However, the manufacturer of said Very Expensive Crohn's Medication has a payment plan which takes the cost down to a $5 co-pay--but that means buying the med up front and then getting a refund from the manufacturer.

And hey! When you get back to PDX...I need remodeling ideas for the Project That Isn't Announced Yet. Wanna meet for breakfast sometime?
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calendula_witch: C. House
User: calendula_witch
Date: 2014-01-31 06:58 (UTC)
Subject: (no subject)
Keyword:C. House
Yes, absolutely, breakfast! We should be back in town around Feb. 17 or 18. So, sometime in the week or so after that?
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Msconduct
User: msconduct
Date: 2014-01-29 23:44 (UTC)
Subject: (no subject)
Argh, argh, argh! I feel very lucky that as a self-employed person I don't have to worry about this, since our healthcare is free. COBRA must be a significant disincentive to people wanting to set up on their own, which is rather ironic in the land of yay capitalism:). I'm thrilled Obamacare will make it more affordable for you.
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calendula_witch: Macabre
User: calendula_witch
Date: 2014-01-31 07:01 (UTC)
Subject: (no subject)
Keyword:Macabre
Health care (or, well, PAYING for health care) in this country has been an absolute nightmare for like ever. And its being tied to traditional jobs...kind of sucks for everyone. It was a huge decision for me, to leave my job (and its marvelous benefits)--I only dared to do it because my entire life was in upheaval at that point, AND I had a very generous divorce settlement and could afford that expensive, not-so-great Kaiser plan. Now that the settlement is done...yes, thank god for Obamacare, despite the chaos around its implementation.
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